Cosmetic issues affect appearance. Structural issues affect the home’s ability to stand, function, or stay dry and safe.
What counts as cosmetic?
Paint, flooring, cabinets, fixtures, and surface wear.
What counts as structural?
Foundation movement, framing problems, roof failure, and major water intrusion.
Why does the difference matter?
Structural issues are usually more expensive and more serious.
Can cosmetic issues hide structural problems?
Yes, especially if the home has fresh finishes over older damage.
How should I prioritize them?
Address structural and safety issues first.