How do permits affect resale and financing?

Permits affect whether improvements are recognized as legitimate, insurable, and financeable. Lack of permits can reduce buyer confidence and complicate the next sale.

Why do buyers care?
They want proof the work was approved and inspected.

Why do lenders care?
They want to know the property meets underwriting and safety expectations.

Can permits affect value?
Yes. Permitted work usually supports value better than undocumented work.

What if the work looks fine?
Looks are not enough. The paperwork matters too.

Should I check permits before I offer?
Absolutely, especially in older or heavily renovated homes.